Many homeowners believe that once they lock in a fixed-rate mortgage, their monthly payment is set for life. But here’s what current housing research shows:while your principal and interest stay stable, the other parts of your payment — taxes, insurance, and ownership costs — are moving targets. Insurance Costs Are Rising Faster Than Most Homeowners […]
Think Your Mortgage Payment Is Locked In? Not Exactly Read More »
Dreaming of a new home but feeling priced out? You’re not alone! According to a recent survey by Bankrate, 78% of aspiring homebuyers cite affordability issues as their primary deterrent.1 According to data from the U.S. Census Bureau, home prices have risen around 32% since the pandemic, and elevated mortgage rates have caused monthly payments
5 Roadblocks To Affordable Homeownership (And Ways To Move Past Them) Read More »
Whether on a team supporting other Selling Agents or as an individual Seller’s Agent, I completely believe in the value and importance of selling homes that have been completely prepared for sale. What do I mean by that? These homes have been depersonalized, dusted and cleaned – including the windows, kitchen appliances shined up and
Why I Sell “Staged” Homes… Read More »
Fall is not only a great time to buy a home, it might also be the best season to find the perfect property (and not just because you can browse the listings while cupping a pumpkin latte). Here is a great article I found on Realtor.com… Spring and summer usually get all the real
7 Reasons Fall Might Just Be the Best Time to Buy a Home Read More »
Pricing a home for sale is a very import, and can often be a touchy subject. You want your home to sell quickly, and for a good price. Will you make a profit when you sell your home? Your realtor suggests a price that you consider too low, shouldn’t you price it high and negotiate
7 Pricing Myths to Stop Believing If You Ever Hope to Sell Your House Read More »
Should you seriously consider listing your home for sale in the Winter? The answer to that question might be surprising. Spring may still be peak home-shopping season, since most families want to move when the kids are out of school. Yet it actually pays to list in the winter, when buyers tend to have more
Why It Pays to List Your Home in Winter Read More »
Buying a home has its vastly rewarding moments, of course, but it can also be a long road paved with sinkhole-size regrets. And no one knows this better than homeowners who’ve been through the process of buying a home (or renting an apartment) and, now looking back, have the perspective to see what they did right—and what
Home Buyers’ 7 Biggest Regrets: How Many Will Haunt You? Read More »
Your lender decides what you can borrow but you decide what you can afford. Lenders are careful, but they make qualification decisions based on averages and formulas. They won’t understand the nuances of your lifestyle and spending patterns quite as well as you do. So, leave a little room for the unexpected – for all
Deciding How Much House You Can Afford Read More »
I collaborate with John Pappas, Sr. Loan Consultant at Sierra Pacific Mortgage Company. John is a native of Northern Virginia, and has been arranging mortgage financing for home purchasers in the area for over 20 years. As a resident of Alexandria, he is very familiar with the local market and dedicates himself to being accessible
Sierra Pacific Mortgage Co, Inc. Read More »
The asking price you set for your home significantly affects whether you will profit in the sale, how much you will profit and how long your home will sit on the market. Your real estate agent’s knowledge of the overall market and what’s selling – or not selling – will be invaluable in helping you
How to Price to Sell and Still Make a Profit Read More »
As a proven mortgage professional who always puts my clients first, I am committed to providing my customers with mortgage services that exceed their expectations. As always, you may contact me anytime by phone, text or email for personalized service and expert advice. I will make sure the mortgage process runs smoothly from start to
